EMH
Construction Lending Consultant
Owner Builder
Specialist since 1998.
      This is where you Learn About Owner Builder ALL COSTS INCLUDED Construction Financing!
ALL COSTS INCLUDED
Owner Builder

Spec Home Loans
REHAB Loans

moc.procgnidnelnoitcurtsnoc@sirrahme

APPLY ONLINE NOW!

(832) 232-3756

For every house is built by someone, but
God is the builder of everything.
Hebrews 3:4


PRIVATE MONEY OWNER-BUILDER LOANS!! CLICK HERE!




That's Right!   They're BACK!
    Stated Income Owner Builder Home Loans
Owner Occupied
1
2
3
Maximum LTV
70%
70%
70%
Maximum LTC
80%
75%
70%
Credit Score
780
740
700
Rate
3.99%
4.99%
5.99%
Discount Points 3-points 3-points 3-points
Term 6-Months 6-Months 6-Months
Rate Adjustment after 6-months + 3%
$400,000 Maximum. 1-2 units stick-built only. No land payoff, no subordination. Land value not included in cost calculations (LTC). Add 1% additional discount point to fee for completion requests (no debt payoffs). Appraisal based on maximum five acres with close, recent and similar sold comparables; non-rural. So, basically, if you own your land and you have at least a 700 score and 25-30% of the costs to build you're GOOD! Lending in All 50 states and the District of Columbia, with the following exceptions: 1) No loans offered in AR, SD. 2) Owner occupied program NOT offered in IN, KS, ME, MN, MS, NJ, NC, OH, RI, SC. 3) Owner occupied, self-build projects in TX require existing home ownership in TX.


*Buy and Sell Houses*
up to 102% FINANCING FOR BUYERS!
Works nicely to pay off construction loans!
CALL NOW FOR INFORMATION!
(832) 232-3756

 

TWO ALL COSTS INCLUDED PROGRAMS AVAILABLE!  
Choose one that's RIGHT FOR YOU!

 
#1  ALL COSTS INCLUDED Owner Builder!
OR
5% DOWN with a Licensed GC!


** 80% of COST TO BUILD **
This loan is ALL COSTS INCLUDED if you have 20% Equity**
Maximum of 80% of COSTS
for Owner Builders!  

Lot, Labor, Materials, Soft Costs, Closing Costs, Interest Reserve....
You name it, they pay for it!


 This includes Construction AND Permanent Financing!

ALSO....


95% of COSTS
with a General Contractor!!!


Qualifying rate 5.625%
APR 5.6573
based on $100K Loan, 360mos

* *

Texas law requires a site supervisor who is a Registered Builder.

Your building department will dictate your particular situation.



Email moc.procgnidnelnoitcurtsnoc@sirrahme

#2   ALL COSTS INCLUDED!

STATED INCOME
AVAILABLE!

OWNER BUILDER - REHAB - NEW CONSTRUCTION!
*IN THESE STATES ONLY*:



New York - Connecticut - Arizona - Maine Massachusetts - Michigan
New Hampshire Pennsylvania - Vermont
LIST OF REQUIRED ITEMS FOR LOAN PROGRAM #2
ALL COSTS INCLUDED Stated Loans CLICK HERE



*BUY AND SELL HOUSES!*
up to 102% FINANCING
FOR BUYERS!
CALL NOW FOR INFORMATION!
(832) 232-3756




LAND LOANS!    QUICK! CLICK HERE!



The Lord's Word Never returns to Him Void, but rather accomplishes that for which it was purposed. Amen.




Email moc.procgnidnelnoitcurtsnoc@sirrahme. I'll be happy to walk you through the process, and help get you qualified and on the road to building your dream home!
My Fax is: 1-404-503-9328.

I'm here to help!

I look forward to working with you on this and all your future construction projects.
TX Mortgage Banker License 70715
Edith M. Harris, W2 Employee
OCM, Inc.   2700 N. Main Street, Suite 1200   Santa Ana   CA   92705