CLC
Construction Lending Consultant
Owner Builder
Specialist since 1998.
      This is where you Learn About SPEC Construction Financing!
Owner Builder
Spec Home Loans
REHAB Loans


(832) 390-LOAN


Apply Now!!


Builders, Hear the Word of the Lord:
Joel 3:1 says "For behold, in those days and at that time
when I shall reverse the captivity and restore the fortunes
of Judah and Jerusalem."

It is time to RESTORE YOUR FORTUNE!
   

Builders! Restore Your Fortunes!
APPLY TODAY.



BUILD, BUY, FLIP, REHAB

Private Money Lender


Builders Developers Rehabbers Investors
REGARDLESS OF CREDIT

NO DOC
Collateral ONLY Underwriting

*****

*MAXIMUM 90% of VALUE*
Only 15-20% Cash Down

Low Rate

*****
We only need a few details
to issue a Letter of Interest

The more you provide, the better your Pre-Qualification

  • or EMAIL
  • Your Name & Address, Company Name & Address
  • Phone Numbers
  • Title to be held in (Name):
  • Builder's Company Name and Address
  • Phone/Email/FAX
  • Project address
  • Hard costs; Soft Costs; Lot costs; Finished Value
  • CASH Lines/Loans/Liquid Available?
  • Cash receipts into project (documentable)
  • SOLID Exit Strategy (spec sale, rental, owner occupant, etc.)

  • *****
    CALL NOW DO NOT LET THIS PASS YOU BY!

    Private Money is STILL the BEST, FASTEST and LEAST
    intrusive method of buying real estate.




    CALL NOW

    (832) 390-LOAN

    EMAIL


    **NEW**EXCITING NEW MONEY FOR YOU!**NEW**

    INVESTORS, DEVELOPERS, REHABBERS, BUILDERS
    & FLIPPERS ONLY!
    This is a private portfolio lender that funds and purchases commercial loans that are backed by residential real estate.
    If you have a "Make Sense" loan, this is your lender!!

    They can qualify and close in 72 hours!
      Property types:
    • * INVESTORS SFR 1-4 units
    • * CROSS COLLATERAL OKAY!
    • * Small balance condo projects
    • * Multi-family homes
    • * Mixed use projects
    • * Residential developments
    • * Purchases
    • * Cash out refinancings
    • * Rehab projects
      Loan Terms:
    • * 6-12 month terms
    • * Interest only
    • * No pre-payment penalties
    • * Market rates and fees
    • * Fast Turnaround
    • * Easy Qualifying
    • * Exceptional Rates and Value
    • * 80% of Purchase!
    • * 60% of "As-Is"

    Rehabbers and Flippers!
    WHAT ARE YOU WAITING FOR?
    AK, AR, CO, CT, DE, DC, ID, IN, IA, KS, KY, LA, ME, MD, MA, MN, MS, MO,
    MT, NE, NH, NJ, NM, NY, NC, OH, OK, PA, RI, SC, TN, TX, VA, WA, WV, WY




    600 Score!
    OMGOSH! Did I read that RIGHT?
    IN THE WESTERN US ONLY!!!
    AZ, WA, OR, CA, ID, UT, NV, NM, CO, WY
    Fix-n-Flips Bridge Loans Multi-Unit Rehabs SFR DUPLEX Commercial

    WOW!    75% of Purchase Price and 80% of Rehab Costs!   WOW!

    PRIVATE MONEY Loan Includes ALL closing costs!
    Totally Collateral Driven, 15% and 5-Points, only a 600 Score Required!
    You must have 50% of Acquisition/Purchase and 20% of Fix-Up Costs to qualify.
    For borrowers looking for an alternative solution to conventional bank loans.
    Most loan decisions can be made within 48 hours, and can close
    within one week after all loan requirements are met.

    This is a No-Brainer!




    NOTE: No owner-occupied properties, investor properties only

    #1
       Stated Income Spec Home Loans
    NON Owner Occupied
    1
    2
    3
    Maximum LTV
    60%
    60%
    60%
    Maximum LTC
    TBD
    TBD
    TBD
    Credit Score
    780
    740
    700
    Rate
    4.99%
    5.99%
    6.99%
    Discount Points 4-points 4-points 4-points
    Term 9-Months 9-Months 9-Months
    Rate Adjustment after 6-months + 3%
    $400,000 Maximum. 1-2 units stick-built only. Land Must be F/C. No land payoff, no subordination. Land value not included in cost calculations (LTC). Add 1% additional discount point to fee for completion requests (no debt payoffs). So, basically, if you own your land and you have at least a 700 score and your projected costs are not more than 60% of value you're GOOD! AK, AL, AZ, CA, CO, GA, HI, ID, IL, IN, KY, MA, MD, ME, MI, MN, MO, NC, NJ, NV, NY, OH, OR, PA, TN, TX, VA, UT, WA.

    INSTANT DOWNLOAD
    GET IT NOW!




    #2
    SPEC LOANS Including LAND!
    Full Income or Limited Income Documentation!
    Land purchase may be included in the construction loan.
    Fast pre-qualification, typically within 3 to 5 business days
    Deal directly with the Loan Officer/Underwriter
    Loans are available to Builders with less than perfect credit
    1 to 4 family, max 12 units
    Loan amounts up to 50% of the appraised value.
    up to 18 month term available
    Loan amounts from $75,000 to $2,000,000

    Available in the following states: AK, AL, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, NH, NJ, NY, OH, OK, PA, RI, SC, TN, UT, VA, WA, WY


    INSTANT DOWNLOAD
    GET IT NOW!




    #3
    Lender No Longer Available
    INSTANT DOWNLOAD
    GET IT NOW!





    #4
        VA, MD AND DC ONLY!
    100% of Costs 60-65 ARV
    Rehab or New Construction

    • Fix and Flips
    • Rehabs
    • Land and Construction
    • Foreclosure Sale
    • Pre-Foreclosure

  • Up to 100% costs possible
  • LTV up to 60-65%
  • Land MAY be included
  • 5-Day Approvals
  • 7-10 day CLOSINGS!
  • Six or twelve months
  • No Verifications
  • No score requirement
  • Low Rates and Fees
  • Fixers and New Construction!
  • Investors only!







  • Online Apply Now!
    ONLINE Apply Now! REQUEST







    EMAIL

    or
    Online Apply Now!
    and I will call you and tell you what I think will work best for you.

    EMAIL


    As always, I look forward to working with you - NOT ONLY ON THIS PROJECT, but on all your projects to follow!


    Edith M. Harris
    (832) 390-LOAN
    Email
    EMAIL



    NO CALLS ACCEPTED FROM ANONYMOUS NUMBERS.
    Please make sure your phone number shows up in
    Caller ID. Thank you!!

    The Lord's Word Never returns to Him Void, but rather accomplishes that for which it was purposed. Amen.